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TRAVEL INSURANCE

Travel with Confidence with Covermore

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Protect your holiday, cruise, or international journey with Australia’s most trusted travel insurer today.

Protecting your trip is one of the most important steps you can take before you travel. Cover‑More is the preferred insurance partner of Luxury Travel Planner (LTP), offering comprehensive protection against unexpected events such as medical emergencies, cancellations, delays, or lost luggage.

If you’re ready to arrange your travel insurance, you can get a quote today using the link below. It’s quick, secure, and ensures your policy is correctly linked to your booking.

If you need any help or guidance while choosing your policy, our team is here to support you.

Simply give us a call on 02 9787 3871 and one of our team members will be happy to assist.

Travel with confidence knowing you’re protected every step of the way

Medical Emergencies Overseas

Unexpected illness or injury can be costly abroad. Cover‑More helps protect you from hospital bills, medical treatment, and emergency transport.

Trip Cancellation & Delays

If you need to cancel or delay your trip due to illness or unforeseen events, insurance can reimburse non‑refundable flights, hotels, and tours

Lost or Delayed Luggage

If your bags are lost or delayed, Cover‑More covers essential items or replacements so your holiday continues smoothly.

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CRUISE COVER

Cruises come with unique risks — missed ports, itinerary changes, onboard medical costs, and emergency evacuations. Cover‑More offers dedicated cruise cover designed to protect every part of your voyage.

Covermore - Australian

24/7 GLOBAL
ASSISTANCE

Wherever you are in the world, Cover‑More’s emergency assistance team is

available around the clock to help with medical support, lost passports, translation, and more.

HERE ARE SOME RECENT CLAIM STORIES FROM COVERMORE CLIENTS

Snowboarder in the snow
A snowboarding adventure ends in injury

Snowboarding can be so much fun – but it can also be very expensive if you injure yourself on the slopes. One of our travellers discovered this hard lesson on the blue slopes in Japan. They crushed a vertebra during a fall (ouch!) and needed time off work once they were back home to recover.

Thankfully, they’d packed our travel insurance appropriately with Snow Sports Cover. That meant we were able to take care of their medical costs in Japan.

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Claim cost: $47,000

Alexa Young, CA

get your policy today with covermore and ltp.

As your travel agent, my priority is to ensure you travel with complete peace of mind. With your upcoming trip approaching, I’d like to gently remind you of the importance of having travel insurance in place.

Travel insurance helps protect you against unexpected events such as medical emergencies, trip disruptions, cancellations, or lost luggage — the kinds of situations we hope never happen, but are important to be prepared for.

If you would like a quote from Cover‑More, the preferred insurance partner of Luxury Travel Planner (LTP), please use the link below

Important Information About Travel Insurance with Cover‑More

Before taking out a travel insurance policy, it’s important to understand the terms, conditions, limits, and exclusions that apply. As your travel agent, Luxury Travel Planner (LTP) acts as an authorised distributor of Cover‑More travel insurance. This means we can provide general information and assist with the purchase process, but we do not provide personal advice and cannot determine whether a policy is right for your individual circumstances.

To ensure the policy suits your needs, objectives, and personal situation, you must read the following documents carefully before purchasing:

  • Product Disclosure Statement (PDS)

  • Target Market Determination (TMD)

  • Policy Wording and Benefit Limits

These documents outline what is covered, what is not covered, and any conditions that may apply. You can access the most up‑to‑date versions directly through Cover‑More’s website.

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Existing Medical Conditions

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Cover‑More has specific rules regarding Existing Medical Conditions (EMCs). It is your responsibility to:

  • Review the EMC section of the PDS

  • Determine whether your condition is automatically covered

  • Complete any required medical assessments or declarations

  • Disclose all relevant medical information accurately and honestly

Failure to disclose an existing medical condition may result in reduced cover, declined claims, or no cover at all for issues related to that condition.

If you are unsure whether your condition is covered, you should contact Cover‑More directly for clarification.

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General Advice Only

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Please note:

  • LTP can only provide general advice, which does not take into account your personal health, financial situation, or travel plans.

  • You should consider whether the policy is appropriate for your needs by reviewing the PDS and TMD.

  • If you require guidance specific to your personal circumstances, you should speak directly with Cover‑More.

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Purchasing a Policy

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If you would like to obtain a quote or purchase a policy through Cover‑More, you may use the agency link below. This ensures your policy is correctly attached to your booking and allows us to assist you with documentation and pre‑departure requirements.

If you want, I can also format this into a Wix‑ready section, a PDF-style info sheet, or a client email version that matches your LTP branding.

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